But if you don't have any transactions to this category, your budget will be out of whack if you create dummy transactions to this category, your budget will work, but your cash account would be. If a budget is central to your use of Quicken, you could create a dummy expense category, like 'Savings' and budget for it.Quicken 2017 - Getting Started (this is a companion for Quicken 2014-2016 as well) - Duration: 1:01:02.